Easy and Delicious Homemade Nacho Dip

Ingredients

1 package (8 ounces) cream cheese, softened
1 cup sour cream
1 can (15 ounces) refried beans
1 packet (1.25 ounces) taco seasoning
2 cups shredded cheddar cheese
2 cups shredded Monterey Jack cheese
1 can (4 ounces) chopped green chilies, drained
1 can (2.25 ounces) sliced black olives, drained
2 medium tomatoes, chopped
4 green onions, sliced

Steps and instructions

Preheat your oven to 350°F (175°C).
In a large mixing bowl, combine the cream cheese and sour cream until well blended.
Add in the refried beans and taco seasoning, mixing until all ingredients are evenly distributed.
Spread this mixture into a 9x13 inch baking dish.
Layer the shredded cheddar and Monterey Jack cheese over the bean mixture, covering it completely.
Scatter the chopped green chilies and sliced black olives over the cheese.
Bake in the preheated oven for 25-30 minutes, or until the cheese is melted and bubbly.
Remove from the oven and top with chopped tomatoes and sliced green onions before serving.
Enjoy your nacho dip with your favorite chips or veggies.

Tools for making

Mixing Bowl - A large bowl for combining the cream cheese, sour cream, refried beans, and taco seasoning.
Baking Dish - A 9x13 inch dish for spreading and baking the dip.
Cheese Grater - To shred the cheddar and Monterey Jack cheese.
Can Opener - To open the cans of chopped green chilies and sliced black olives.
Knife - For chopping tomatoes and slicing green onions.
Oven - To preheat and bake the dip.

Recipe variations

Add cooked ground beef or shredded chicken for a meaty version.
Replace the refried beans with black beans or pinto beans.
Use different types of cheese like pepper jack, mozzarella, or a Mexican blend.
Add diced jalapenos or hot sauce for an extra spicy kick.
Include corn kernels or diced bell peppers for added texture and flavor.
Mix in diced avocado or guacamole for a creamy and fresh twist.
Serve with salsa, guacamole, or sour cream on the side for dipping.
Make it vegetarian by skipping the meat and using vegetable broth instead of taco seasoning.
Substitute Greek yogurt for sour cream for a healthier option.
Experiment with different herbs and spices like cumin, paprika, or garlic powder to customize the flavor.

Recipe overview

Get ready to make your next gathering a hit with this scrumptious Nacho Dip! Easy to whip up, this recipe will surprise you with its rich, creamy layers of cream cheese, sour cream, and refried beans, all perfectly seasoned with taco seasoning. A generous layer of melted cheddar and Monterey Jack cheese covers the top, accompanied by a sprinkle of chopped green chilies and black olives. Once baked to perfection, this bubbling, golden dip is finished off with a fresh layer of chopped tomatoes and green onions. Pair this Nacho Dip with your favorite chips or veggies for a snack that your guests will absolutely love. Let's get started!

Common questions

Can I make this recipe ahead of time? Yes, you can prepare the nacho dip ahead of time and store it in the refrigerator. When ready to serve, simply reheat it in the oven until warmed through.
Can I use different types of cheese? Absolutely! Feel free to experiment with different types of cheese or use a combination that you prefer. Just make sure they melt well and complement the flavors of the dip.
Can I add meat to this recipe? Certainly! If you'd like to add some protein, you can brown ground beef or diced chicken and mix it in with the bean and cheese mixture before baking.
Can I make this recipe spicy? If you prefer a spicier dip, you can add some diced jalapeños or a few dashes of hot sauce to the mixture. Adjust the amount to your desired level of heat.
What should I serve with this nacho dip? This dip pairs well with tortilla chips, corn chips, or even fresh cut vegetables like bell peppers, carrots, and celery.
Can I freeze the leftovers? While it's possible to freeze the leftovers, the texture and consistency of the dip may change upon thawing. It is best enjoyed fresh, but if you do freeze it, make sure to store it in an airtight container and thaw it in the refrigerator before reheating.

Serving dishes and utensils

Baking dish - A 9x13 inch baking dish to bake the nacho dip in.
Mixing bowl - A large mixing bowl to combine the cream cheese, sour cream, refried beans, and taco seasoning.
Spatula - A spatula to spread the mixture into the baking dish and to serve the dip.
Cheese grater - A cheese grater to shred the cheddar and Monterey Jack cheese.
Can opener - A can opener to open the cans of green chilies and sliced black olives.
Knife - A knife to chop the tomatoes and green onions.
Oven - A preheated oven to bake the nacho dip.
Serving platter - A platter to serve the nacho dip on.
Chips or veggies - Your choice of tortilla chips or vegetables for dipping.

Origin stories

Nacho dip, much like the beloved nachos themselves, has roots that trace back to the borderlands between Mexico and the United States. The beloved dish of "nachos" was first whipped up by Ignacio "Nacho" Anaya, a maître d' at a restaurant in Piedras Negras, Mexico, in 1943. Some officers’ wives from a nearby U.S. military base came in for a meal when the chef was nowhere to be found. Thinking on his feet, Anaya ran to the kitchen, gathered up ingredients he had on hand - tortillas, cheese, and jalapeños - and voila, nachos were born. Over time, these nachos evolved into the cheesy, layered nacho dips we know and love today. So next time you dig into that bubbling dish of nacho dip, remember to tip your hat to Nacho Anaya, who saved the day with his culinary creativity!

Disclaimer: This recipe was not created by humans and we cannot ensure that it will turn out as expected. We do not guarantee or take any liability for the accuracy of this recipe (including steps, ingredients, nutritional information, and all sections on this page). You should check to make sure you are not allergic to any ingredients and take safety precautions while making this. The images on this page are generated by AI and may not accurately represent the result of making this recipe.